Finance for Electric mobility ecosystem made simple!

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Facilitate livelihood and employment generation by providing clean mobility ecosystem financing

Business Loan

Vehicle Loan/Lease

DCO – Vehicle Loan

Other Loans

Why TapFin

  • Digital and quick decisioning, with minimal physical documentation
  • Flexibility in Terms & Tenor
  • Zero downpayment*
  • Wide range of electric vehicles of leading brands.
  • Experienced team in EV financing & usage for consultation and guidance
  • Preferential discounts on purchase of select vehicles, from partner Dealerships


About TapFin

In India, access to capital remains one of the most critical barriers to the adoption of electric vehicles, especially commercial vehicles.

We, at TapFin, provide financing solutions to the underserved sectors of the society and assist them in creating means of income generation for themselves and their employees.

We aim to promote Entrepreneurship and enhance the positive impact on Environment in India, while enabling ownership.

Our Vision is to be a leader in Green Financing, enabling India’s ambition to be net zero carbon, by focusing on financing opportunities that support sustainability.

Founding Team

The founding team at TapFin has 60+ years of experience across Banking & Finance, EV ecosystem, Fintech, Vehicle financing, Debt Collections and Consulting.

Terniza, an alumnus of XLRI Jamshedpur and CBS Delhi, was the COO of MoEVing Fintech, a platform focussed on last-mile delivery through EVs. Prior to that, she worked for 16+ years with HSBC and in her last role with the Bank acted as the Interim COO, Wholesale Banking of HSBC India. Her two decades of experience spans across SME Banking, Business Transformation, Supply Chain Financing, Banking Regulation & Compliance and Retail Banking.

Aditya, an MBA from XLRI Jamshedpur and IT graduate from Delhi University, was a Co-Founder at CreditMate for five years prior to the acquisition of the company by the Paytm group. He has been a successful serial entrepreneur and previously worked at EY, KPMG, Cedar Consulting, ICICI Bank. His 20+ years of experience covers Technology, Business Development, Data Sciences, Business and Strategy Consulting, International Banking & Payments.

Pramod, an MBA from IIM Indore and graduate from SRCC Delhi, was one of the Co-founders at MoEVing Fintech and is also on the Board of MoEVing Urban Tech Pvt Ltd. Prior to that, he worked with HSBC India for nearly 18 years and in his last role with the Bank served as MD and COO, Wholesale Banking. He has also worked with HDFC Bank and Axis Bank and in his 20+ years of career, had stints across Microfinance, SME & Wholesale Banking.


How can I apply for the loan?

Click here to start your application journey with us.

How much can I borrow?

The down payment and loan amount varies based on the type of loan/underlying asset/vehicle and is subject to our Credit Policy, your eligibility and other Terms & Conditions:

  1. 2-wheeler: Loan upto 90% of the on-road price with a minimum loan amount of Rs. 50,000/-
  2. 3-wheeler: Loan upto 100% of the on-road price with a minimum loan amount of Rs. 75,000/- for 3-wheeler (Cargo) and Rs. 50,000/- for 3-wheeler (e-rickshaw).
  3. 4-wheeler (Cargo): Loan upto 90% of the on-road price with a minimum loan amount of Rs. 1,00,000/-
  4. 4-wheeler (Passenger): Loan upto 90% of the on-road price with a minimum loan amount of INR 5,00.000/-
  5. Business Loans: Loan Amount depends on our assessment of your company’s financial status including but not limited to Balance Sheet, P&L, Cashflow, as applicable.

What is your eligibility criteria?

Your eligibility is determined by the information shared by you, in the Application form, the amount you have applied for and any other information obtained from you and third party sources like Credit bureaus etc.

What is the tenor of the Loan/Lease?

The tenor of the loan will be dependent on the type of vehicle, your business needs and your eligibility basis our/our Partners’ assessment:

  1. 2-wheeler: 12, 24, 36 months
  2. 3-wheeler: 12, 24, 36, 48 months
  3. 4-wheeler: 12, 24, 26, 48, 60, 72 months
  4. Working Capital loan: tenor will depend on credit assessment

What will I need to apply for a loan?

To start your journey with us, all you need is to provide information by clicking here.

How much will my EMI be?

You can check your EMI, using our EMI calculator.

Is TapFin a Bank or an NBFC?

TapFin is neither a Bank nor an NBFC. We work with Partner(s) such as Banks & NBFCs to help you get a Loan. The decision to provide a Loan rests with our Partner(s), however we facilitate the process by helping them and you with Documentation, Collections & other support.

How can I contact you?

Contact form – Share your details with us and we will get back within 24 working hours