Why TapFin?
Built on
TapFin is India's first AI-native data intelligence, risk management and lifecycle management platform, specifically designed for lenders, OEMs and operators in the EV space.
AI Predictions
Our behavioural and machine learning models analyse 100+ operational, financial, and asset-level parameters to:
- Identify potential defaults early
- Predict asset stress and health degradation
- Reduce portfolio risks 3-6 months in advance
- Optimise collections and recovery strategies through risk intelligence
100% Agnostic
Our open architecture is designed to integrate seamlessly across form factors (2W, 3W, 4W), powertrains (EV and ICE), OEMs, IoT providers, and BMS systems to:
- Monitor your entire portfolio mix through a single dashboard
- Eliminate data silos across stakeholders
- Integrate without additional hardware or vendor lock-in
- Scale seamlessly across geographies, technologies, and partners
Lifecycle Intelligence
We deliver intelligence across the complete asset lifecycle – from underwriting and portfolio monitoring to collections/recovery, helping:
- Make data-backed financing decisions before loan disbursal
- Monitor asset performance and portfolio health in real time
- Strengthen asset control with geo-fencing and remote lock/unlock
- Maximise recovery through TapFin Xchange, the used EV marketplace
TapFin EV Ecosystem
An AI-native data intelligence platform helping lenders, operators, OEMs, and ecosystem partners make better decisions throughout the EV asset lifecycle.
TapFin TRUST
AI-native risk intelligence platform for EV underwriting, portfolio monitoring, and early risk detection through unified operational and data insights.
TapFin FleetForce
Asset and operations intelligence platform that transforms vehicle and battery data into actionable insights to improve utilisation, uptime, and asset performance.
TapFin Xchange
AI-driven residual value intelligence and a verified marketplace for used commercial EVs and batteries, bringing transparency to asset transactions and lifecycle value.
TapFin Finance
Connecting operators, OEMs, and ecosystem stakeholders with the right lending partners to support growth across the EV ecosystem.
TapFin TRUST
Underwrite the asset, not just the borrower.
- Asset-level underwriting: Dynamic risk scoring based on battery health, utilisation patterns, and real-world performance.
- Early warning signals: Monitor assets continuously to identify risks before an EMI is missed.
- Collections intelligence: Integrated collections tools and remote asset lock for faster recovery.
- 100% OEM and IoT agnostic: Compatible with any form factor and telematics hardware.
TapFin FleetForce
Run leaner, earn more.
- Utilisation optimisation: Identify underperforming assets and improve allocation.
- Revenue visibility: Connect operational data with business performance.
- Proactive asset health: Predict battery degradation and maintenance needs.
- Driver behaviour analytics: Improve efficiency and reduce operating costs.
- Higher uptime: Continuous monitoring keeps assets productive.
TapFin Xchange
Know what an EV is really worth.
- Residual value intelligence: Data-backed valuation based on battery history and usage patterns.
- Verified marketplace: Buy and sell used commercial EVs and batteries with confidence.
- Battery second life: Identify assets suitable for storage or recycling.
- Recovery intelligence: Restore asset value before resale.
- Lifecycle visibility: Support assets from deployment to resale.
TapFin Finance
Purpose-built EV financing, backed by data intelligence.
- Commercial EV Loans: Financing for 2W, 3W, and 4W cargo and passenger vehicles.
- Battery & Solar Financing: Support for battery leasing, swapping infrastructure, solar projects, and installation requirements.
- Working Capital Solutions: Invoice discounting, term loans, and business credit for EV businesses.
- Access to Multiple Lending Partners: Tie-ups with 10+ banks and NBFCs to help businesses find competitive financing options.
The Integrated TapFin Ecosystem
AI-Native Data Intelligence
Transforming fragmented mobility data into AI-powered actionable intelligence for underwriting, portfolio monitoring, operational insights, and risk management.
TapFin Xchange
A dedicated marketplace for used commercial EV assets with a verified buyer-seller network across the EV ecosystem.
About us
In 2023, Aditya Singh and Terniza Berry identified a critical gap in India’s rapidly growing clean mobility ecosystem - EV adoption was scaling and millions of data points were being generated. Yet the ecosystem lacked the intelligence needed to manage an asset throughout its lifecycle.
To solve this, they built TapFin - a sustainability ecosystem enabler that combines financing, technology, and data intelligence to power AI-driven decisions with a simple belief:
“The first decade of EVs was about adoption. The next decade will be defined by intelligence and AI.”
TAPFIN is India’s AI-native data intelligence, and lifecycle management platform for the sustainability ecosystem. By transforming real-world asset data into actionable intelligence, TapFin helps lenders, operators, OEMs, and ecosystem partners make smarter decisions across the entire asset lifecycle.
TapFin’s wholly owned subsidiaries TAP Fintech and GoGreen Capital provide fintech and NBFC services respectively.
- Vehicle loans, leasing, business loans and working capital
- Invoice discounting and term loans
- 10+ bank and NBFC partners
- Business loans, term loans and working capital
- Commercial vehicle loans across 2W, 3W and 4W
- Commercial solar financing.
Testimonials
Our positive social and green impact
Hear from our customers about how TapFin made their transition to green mobility easier and fulfilling.
News Section
The intelligence layer beneath India's EV boom
All India EV covered how TapFin is building the intelligence layer across financing, operations, and resale - and what's coming next.Read the full article here.
What does next-generation NBFC architecture actually look like?
Our Co-founder and CEO Aditya Singh, spoke at NAFCON 2026 on why real-time data and IoT-driven ecosystems are redefining how modern NBFCs approach clean mobility and sustainability financing. Watch the full interview here.
First Look: FleetForce by TapFin - Webinar
Catch the first look of FleetForce by TapFin, where Srikanth Reddy (Founder & CEO – Hala Mobility) and Satbir-Singh Saluja (Business Head – EV, Bike Bazaar) share what’s really happening on the ground in fleet financing and EV adoption.
Watch the full webinar here.
TapFin Expands Sustainability Push with New NBFC – GoGreen Capital
TapFin is proud to announce the launch of GoGreen Capital, a Non-Banking Financial Company (NBFC) subsidiary focused on empowering sustainability and cleantech ecosystems. Read the complete article here.
Sustainability Platform TapFin Bags $4 m In A Seed Funding Led By Elevar Equity
In an interview with CNBC-TV18, our Co-Founder and COO, Terniza Berry, discusses how TapFin plans to utilize its recent $4 million funding to enhance technology and data capabilities.Watch the complete interview here.
TapFin signs MoU with IIT Bombay for EV ownership and sustainable financing solutions
TapFin partners with IIT Bombay's EV Powertrain Lab to boost EV financing and ownership. This collaboration promotes research, skill development, and industry-academia exchange..Read the complete story here.
How this green-financing startup is furthering India's net zero ambition
The article by YourStory covers how TapFin is helping drive India's net-zero ambitions through innovative green financing solutions for clean mobility.Read the complete article here.
How TapFin is opening the funding tap for startups in sustainability space
The Economic Times article highlights how TapFin supports sustainability startups with funding and financing solutions to drive clean mobility and green initiatives, while focusing on building key partnerships to foster innovation.Read the full story here.
Can startups drive India's Net Zero future?
This article highlights how Indian startups are driving net-zero goals with scalable innovations in EVs, fintech, and logistics. Despite funding challenges, support from policies like FAME and green financing boosts growth, creating jobs and a sustainable future.Read the full article here.
Sustainability Platform Tapfin Bags $4 Mn In Funding From Elevar Equity
StartUp Central on ET Now, Terniza Berry, Co-Founder & COO of TapFin, discusses the company’s $4 million seed funding from Elevar Equity, which will be used to expand market reach, enhance tech capabilities, and empower MSMEs and startups.Listen to the full conversation here.
Wired for change: The role of EVs in achieving India’s 2030 climate goals
This article emphasizes how EVs are integral to India’s 2030 climate objectives. It highlights the importance of EV adoption in reducing carbon emissions and enhancing air quality, while exploring the challenges and growth opportunities within the sector.Read the full article here.
Contact Info
Head Office:
Unit no. 54, RCity Offices Building, INNOV8, 4th Floor, adjoining RCity Mall, Lal Bahadur Shastri Marg, Ghatkopar (West), Mumbai, Maharashtra 400086
Business Hours
Monday to Friday
9:30 AM – 6:30 PM