The EV Ecosystem Is Generating Data.
We Turn It into Intelligence.
TapFin combines AI-native data infrastructure, financing, and lifecycle management to help lenders lend smarter, operators run leaner, and assets retain value longer.
TapFin brings the clean ecosystem together, supporting the growth of your ambitions
TapFin TRUST
AI-native risk intelligence for EV underwriting, portfolio monitoring, and early default detection.
TapFin FleetForce
Operational intelligence that maximises fleet utilisation, revenue, and asset health across your EV fleet.
TapFin Xchange
AI-driven residual value intelligence and a verified marketplace for used commercial EVs and batteries.
TapFin Finance
End-to-end EV financing backed by GoGreen Capital and 10+ lending partners, built for every need in the ecosystem.
TapFin TRUST
Underwrite the asset, not just the borrower.
- Asset-level underwriting: Dynamic risk scoring based on battery health, utilisation patterns, and real-world performance, not just credit scores.
- Early warning signals: Real-time monitoring of 10,000+ assets to detect default risk before an EMI is missed.
- Collections intelligence: Integrated collections map and remote asset lock for faster, lower-cost recovery.
- 100% OEM and IoT agnostic: Compatible with any form factor (2W, 3W, 4W) and any telematics hardware.
TapFin FleetForce
Run leaner, earn more, downtime to zero.
- Utilisation optimisation: Identify underperforming vehicles and reallocate them to high-demand routes in real time.
- Revenue maximisation: Bridge the gap between vehicle telemetry and daily revenue outcomes to improve fleet TCO.
- Proactive fleet health: AI-predicted battery degradation and wear triggers maintenance before breakdowns happen.
- Driver behaviour analytics: Track and improve driver efficiency to extend battery life and reduce energy costs.
- Zero-downtime operations: Continuous kilometre and battery performance tracking keeps your fleet earning.
TapFin Xchange
Know what an EV is really worth.
- Residual value intelligence: Data-backed valuation for used EVs based on actual battery history, usage patterns, and market discovery.
- Verified used EV marketplace: Seamless ownership transfer for pre-owned commercial EV assets, verified and priced by data.
- Battery second-life identification: Identify batteries suitable for stationary storage or recycling after their mobility life ends.
- Recovery intelligence: Integrated refurbishment ecosystem to restore asset value before secondary sale.
- Full lifecycle coverage: From pre-sanction signals to final resale, TapFin manages every stage of the asset journey.
TapFin Finance
Purpose-built EV financing, backed by data intelligence and a dual-channel lending engine.
- Direct lending: Asset loans and business loans disbursed directly through our proprietary NBFC.
- Flexible structures: Customised financing across asset loans, leasing, and revenue-linked repayment models.
- Data-driven underwriting: TRUST intelligence feeds GoGreen credit decisions in real time.
- Green asset advantage: Aligned with priority sector and ESG mandates for lower cost of funds.
- Lender network: Tie-ups with 10+ NBFCs and banks for competitive rate sourcing across borrower profiles.
- EV and battery financing: Purpose-built for 2W, 3W, and 4W commercial EVs, battery leasing, and swapping.
- Solar financing: Solar CAPEX and installation loans for fleet operators and ecosystem players.
- Working capital: Invoice discounting, term loans, and business credit lines for EV businesses.
- OEM and dealer linkages: Demand aggregation connecting buyers directly with the right manufacturers.
TapFin brings the clean ecosystem together, supporting the growth of your ambitions
TapFin TRUST
AI-native risk intelligence for EV underwriting, portfolio monitoring, and early default detection.
TapFin TRUST
Underwrite the asset, not just the borrower.
- Asset-level underwriting: Dynamic risk scoring based on battery health, utilisation patterns, and real-world performance, not just credit scores.
- Early warning signals: Real-time monitoring of 10,000+ assets to detect default risk before an EMI is missed.
- Collections intelligence: Integrated collections map and remote asset lock for faster, lower-cost recovery.
- Lending network: Backed by 10+ lending partners and GoGreen Capital, our wholly-owned NBFC.
- 100% OEM and IoT agnostic: Compatible with any form factor (2W, 3W, 4W) and any telematics hardware.
TapFin FleetForce
Operational intelligence that maximises fleet utilisation, revenue, and asset health across your EV fleet.
TapFin FleetForce
Run leaner, earn more, downtime to zero.
- Utilisation optimisation: Identify underperforming vehicles and reallocate them to high-demand routes in real time.
- Revenue maximisation: Bridge the gap between vehicle telemetry and daily revenue outcomes to improve fleet TCO.
- Proactive fleet health: AI-predicted battery degradation and wear triggers maintenance before breakdowns happen.
- Driver behaviour analytics: Track and improve driver efficiency to extend battery life and reduce energy costs.
- Zero-downtime operations: Continuous kilometre and battery performance tracking keeps your fleet earning.
TapFin Xchange
AI-driven residual value intelligence and a verified marketplace for used commercial EVs and batteries.
TapFin Xchange
Know what an EV is really worth.
- Residual value intelligence: Data-backed valuation for used EVs based on actual battery history, usage patterns, and market discovery.
- Verified used EV marketplace: Seamless ownership transfer for pre-owned commercial EV assets, verified and priced by data.
- Battery second-life identification: Identify batteries suitable for stationary storage or recycling after their mobility life ends.
- Recovery intelligence: Integrated refurbishment ecosystem to restore asset value before secondary sale.
- Full lifecycle coverage: From pre-sanction signals to final resale, TapFin manages every stage of the asset journey.
TapFin Finance
End-to-end EV financing backed by GoGreen Capital and 10+ lending partners, built for every need in the ecosystem.
TapFin Finance
Purpose-built EV financing, backed by data intelligence and a dual-channel lending engine.
- Direct lending: Asset loans and business loans disbursed directly through our proprietary NBFC.
- Flexible structures: Customised financing across asset loans, leasing, and revenue-linked repayment models.
- Data-driven underwriting: TRUST intelligence feeds GoGreen credit decisions in real time.
- Green asset advantage: Aligned with priority sector and ESG mandates for lower cost of funds.
- Lender network: Tie-ups with 10+ NBFCs and banks for competitive rate sourcing across borrower profiles.
- EV and battery financing: Purpose-built for 2W, 3W, and 4W commercial EVs, battery leasing, and swapping.
- Solar financing: Solar CAPEX and installation loans for fleet operators and ecosystem players.
- Working capital: Invoice discounting, term loans, and business credit lines for EV businesses.
- OEM and dealer linkages: Demand aggregation connecting buyers directly with the right manufacturers.
Why TapFin?
The first decade of EVs was about adoption. The next will be defined by intelligence. TapFin is India's AI-native data intelligence, risk management and lifecycle management infrastructure, specifically designed for EV assets. - built on 650M+ data points and 300M+ km run points and growing.
AI Prediction
Beyond data aggregation, into decision intelligence.
TapFin’s behavioural and machine learning models analyse 100+ parameters to predict asset stress and defaults before problems emerge – giving lenders and operators time to act, not react.
100% Agnostic
One platform, every asset.
Compatible with any form factor (2W, 3W, 4W), any technology (EV and ICE), and any IoT hardware or BMS – TapFin delivers a single source of truth across every OEM, operator, and lender in your portfolio.
Full Lifecycle
From first loan to final resale.
TapFin covers every stage of the asset journey – pre-sanction signals, real-time monitoring, collections, repossession, refurbishment, and secondary market sale through Xchange.
About us
TapFin’s wholly owned subsidiaries TAP Fintech and GoGreen Capital provide fintech and NBFC services respectively.
- Vehicle loans, leasing, business loans and working capital
- Invoice discounting and term loans
- 10+ bank and NBFC partners
- Business loans, term loans and working capital
- Commercial vehicle loans across 2W, 3W and 4W
- Works with TAP Fintech for loan origination
Testimonials
Our positive social and green impact
Hear from our customers about how TapFin made their transition to green mobility easier and fulfilling.
News Section
First Look: FleetForce by TapFin - Webinar
Catch the first look of FleetForce by TapFin, where Srikanth Reddy (Founder & CEO – Hala Mobility) and Satbir-Singh Saluja (Business Head – EV, Bike Bazaar) share what’s really happening on the ground in fleet financing and EV adoption.
From everyday challenges to smarter ways of accessing finance - plus a quick product demo to show how FleetForce helps operators become finance-ready in just 4 steps.
Watch the full webinar here.
TapFin Expands Sustainability Push with New NBFC – GoGreen Capital
TapFin is proud to announce the launch of GoGreen Capital, a Non-Banking Financial Company (NBFC) subsidiary focused on empowering sustainability and cleantech ecosystems. This initiative aims to redefine financing for India’s transition to renewable energy, reinforcing our commitment to a greener, more resilient future. Read the complete article here.
Sustainability Platform TapFin Bags $4 m In A Seed Funding Led By Elevar Equity
In an interview with CNBC-TV18, our Co-Founder and COO, Terniza Berry, discusses how TapFin plans to utilize its recent $4 million funding to enhance technology and data capabilities, aiming to build strategic partnerships with top OEMs and leading NBFCs to support clean mobility and sustainable financing.Watch the complete interview here.
TapFin signs MoU with IIT Bombay for EV ownership and sustainable financing solutions
TapFin partners with IIT Bombay's EV Powertrain Lab to boost EV financing and ownership. This collaboration promotes research, skill development, and industry-academia exchange. Students gain real-world exposure, while TapFin advances sustainable solutions for green mobility.Read the complete story here.
How this green-financing startup is furthering India's net zero ambition
The article by YourStory covers how TapFin is helping drive India's net-zero ambitions through innovative green financing solutions for clean mobility.Read the complete article here.
How TapFin is opening the funding tap for startups in sustainability space
The Economic Times article highlights how TapFin supports sustainability startups with funding and financing solutions to drive clean mobility and green initiatives, while focusing on building key partnerships to foster innovation.Read the full story here.
Can startups drive India's Net Zero future?
This article highlights how Indian startups are driving net-zero goals with scalable innovations in EVs, fintech, and logistics. Despite funding challenges, support from policies like FAME and green financing boosts growth, creating jobs and a sustainable future.Read the full article here.
Sustainability Platform Tapfin Bags $4 Mn In Funding From Elevar Equity
StartUp Central on ET Now, Terniza Berry, Co-Founder & COO of TapFin, discusses the company’s $4 million seed funding from Elevar Equity, which will be used to expand market reach, enhance tech capabilities, and empower MSMEs and startups.Listen to the full conversation here.
Wired for change: The role of EVs in achieving India’s 2030 climate goals
This article emphasizes how EVs are integral to India’s 2030 climate objectives. It highlights the importance of EV adoption in reducing carbon emissions and enhancing air quality, while exploring the challenges and growth opportunities within the sector.Read the full article here.
Contact Info
Head Office:
Unit no. 54, RCity Offices Building, INNOV8, 4th Floor, adjoining RCity Mall, Lal Bahadur Shastri Marg, Ghatkopar (West), Mumbai, Maharashtra 400086
Business Hours
Monday to Friday
9:30 am – 6:30 pm